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Legal

Terms of Use

Last updated: September 7, 2026

By using pistoneloans.com, you agree to these terms. This site is operated by Joseph Pistone, Originating Branch Manager at CrossCountry Mortgage, LLC (NMLS #2087918; company NMLS #3029).

No Commitment to Lend

Information provided on this site — including calculators, rate data, and program descriptions — is for general educational purposes only and does not constitute a commitment to lend, a rate lock, or a loan approval. All loan applications are subject to underwriting approval, credit qualification, property eligibility, and program availability. Rates, programs, and terms are subject to change without notice.

Calculators and Rate Data Are Estimates

The mortgage, affordability, and DSCR calculators on this site produce estimates based on the figures you enter and general assumptions disclosed on each tool — they are not a quote. The mortgage rate figures shown on this site reflect Freddie Mac's published national weekly survey average and are refreshed automatically; they are a benchmark, not a personalized rate offer.

FHA, VA, DSCR & Conventional Program Disclaimer

This website is not affiliated with or endorsed by the Federal Housing Administration, the U.S. Department of Housing and Urban Development, the U.S. Department of Veterans Affairs, Fannie Mae, Freddie Mac, or any other government agency or government-sponsored enterprise. Program eligibility, limits, and requirements are set by the applicable agency or investor and are provided here for general guidance only — they may change. Contact Joseph Pistone for current program details relevant to your situation.

Not Legal, Tax, or Financial Advice

Nothing on this website constitutes legal, tax, or financial advice. Consult with qualified professionals before making financial decisions.

Equal Housing Opportunity

CrossCountry Mortgage, LLC is an Equal Housing Opportunity Lender. We do not discriminate on the basis of race, color, national origin, religion, sex, handicap, familial status, or any other protected class.

Third-Party Links

This site may contain links to third-party websites, including our own network of program-specific sites and blogs. We are not responsible for the content or practices of external sites.

Contact

Questions? Contact Joseph Pistone at joseph@pistoneloans.com or (941) 260-1894.

CrossCountry Mortgage, LLC · NMLS #3029 · NMLS Consumer Access

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